Inspire Workers’ compensation insurance provides coverage for a safe, productive workplace.
Protect Your Team, Protect Your Business
Accidents happen. That's a harsh reality of running a business. When an employee gets hurt on the job, the last thing you want to worry about is the financial burden. This is where workers' compensation insurance comes in.
What is Workers' Compensation Insurance?
Find Your Coverage
We’re here to help you explore your coverage options.
Workers' compensation insurance is a type of coverage that protects your business from the financial consequences of workplace injuries or illnesses. It’s typically required by law for most businesses with employees.
Why You Need It
➤Legal Compliance: Operating without workers' compensation insurance can result in hefty fines and penalties.
➤Employee Morale: Demonstrating your commitment to employee well-being can boost morale and loyalty.
➤Financial Protection: Covers medical expenses, lost wages, and even death benefits in case of tragic accidents.
➤Litigation Prevention: Workers' compensation often prevents costly lawsuits.
Contact Inspire dsm
Our Des Moines, IA Office
510 E Locust St, Des Moines,
IA 50309, United States
515-518-8188 - call
[email protected] - email
What Does it Cover?
➤Medical Expenses: Covers costs for doctor visits, surgeries, medications, and rehabilitation.
➤Wage Replacement: Provides a portion of lost wages while employees recover.
➤Disability Benefits: Offers support for long-term disabilities.
➤Death Benefits: Provides financial assistance to families in case of fatal workplace accidents.
beyond Legal Requirements
At Inspire, we understand that going above and beyond is essential for business success. Our workers' compensation policies often include additional benefits such as:
➤Legal Costs Coverage: Protects your business from legal fees in case of disputes.
➤Return-to-Work Programs: Helps injured employees recover and return to work efficiently.
How Much Does it Cost?
The cost of workers' compensation insurance varies based on factors like your industry, business size, and claims history. Our experts can help you determine the best coverage for your specific needs and budget.
Bundle and Save
To make things even easier, Inspire Insurance offers workers' compensation as an add-on to other business insurance policies like Business Owners Insurance (BOP), General Liability, and Professional Liability.
Ready to Protect Your Team?
Don't leave your business vulnerable. Contact us today for a comprehensive workers' compensation quote. Our knowledgeable agents are here to help you find the right coverage to safeguard your employees and your bottom line.
Looking for an insurance agency that's got your back? We're here to help!
Office:
510 E Locust St, Des Moines,
IA 50309, United States
Call:
515-518-8188
Email:
info@inspireddsm.com