🏠inspire RENTERS' Insurance

Renters insurance safeguards your belongings, protects you from liability claims, and covers additional living expenses in case of unexpected events.

Your Safety Net in a Rental World

Are you a renter? If so, have you considered the risks of living in a rental property? While your landlord's insurance covers the building itself, it doesn't protect your personal belongings or your liability. That's where renters insurance comes in.

What is Renters Insurance?

Renters insurance is a policy that protects your personal belongings, provides liability coverage, and covers additional living expenses in case of unexpected events. It's your safety net while renting.  

Find Your Coverage

We’re here to help you explore your coverage options.

Protect Your Belongings

Your landlord's insurance doesn't cover your prized possessions. A renters insurance policy can safeguard your belongings from theft, fire, water damage, and other covered perils. From your laptop to your couch, your items are protected.

Liability Coverage

Accidents happen. Renters insurance provides liability protection if someone gets injured on your property or you accidentally damage someone else's property.

This coverage can save you from significant financial loss.

Coverage for Unexpected Living Expenses

Contact Inspire dsm

Our Des Moines, IA Office

510 E Locust St, Des Moines,

IA 50309, United States

515-518-8188 - call

Imagine your apartment becomes uninhabitable due to a fire or other covered event. Renters insurance can help cover additional living expenses, such as hotel stays, temporary housing, and even meals.

Common Coverages

Theft: Protects your belongings from theft.

Fire and Smoke Damage: Covers losses caused by fire or smoke.

Water Damage: Protects against damage from burst pipes, water leaks, or appliance failures.

Vandalism: Covers damage caused by vandalism.

Exceptions to Coverage

While renters insurance offers valuable protection, it's important to understand its limitations. Typically, renters insurance doesn't cover:

Earthquakes or floods: These require specific coverage.  

Your car: Your auto insurance covers your vehicle.

Your roommate's belongings: Only belongings listed on the policy are covered.

Don't Gamble with Your Future

Renters insurance is affordable and offers peace of mind. At Inspire Insurance, we understand the importance of protecting your belongings and your lifestyle. Let us help you find the right renters insurance policy to fit your needs.

Contact us today for a free quote!

Looking for an insurance agency that's got your back? We're here to help!

Office:
510 E Locust St, Des Moines,

IA 50309, United States

Call:
515-518-8188

Email:

info@inspireddsm.com

Inspire DSM LLC | Copyright © 2024. All Rights Reserved.